{"id":1043,"date":"2023-10-05T23:45:51","date_gmt":"2023-10-05T21:45:51","guid":{"rendered":"https:\/\/financialtimes.cz\/?p=1043"},"modified":"2023-10-05T23:45:52","modified_gmt":"2023-10-05T21:45:52","slug":"zajimate-se-o-investovani-do-etf-poradime-na-co-si-dat-pozor","status":"publish","type":"post","link":"https:\/\/financialtimes.cz\/?p=1043","title":{"rendered":"Zaj\u00edm\u00e1te se o investov\u00e1n\u00ed do ETF? Porad\u00edme, na co si d\u00e1t pozor"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Pod zkratkou ETF najdeme souslov\u00ed Exchange Traded Fund neboli \u010desky \u201eburzovn\u011b obchodovateln\u00e9 fondy\u201c. Investice do ETF p\u0159in\u00e1\u0161\u00ed mo\u017enost obchodovat v\u00edce akci\u00ed a diverzifikovat riziko mezi mnoho spole\u010dnost\u00ed. Na burze se objevily poprv\u00e9 u\u017e v&nbsp;roce 1993 a od t\u00e9 doby se jejich mno\u017estv\u00ed v\u00fdznamn\u011b zv\u00fd\u0161ilo. Setkat se m\u016f\u017eete i s pojmem \u201etrackery\u201c, proto\u017ee \u010dasto kop\u00edruj\u00ed v\u00fdvoj cen podkladov\u00fdch aktiv.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Jak funguje ETF?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Klasick\u00e9 ETF funguj\u00ed tak, \u017ee jist\u00fd fond, kter\u00fd b\u00fdv\u00e1 ozna\u010dov\u00e1n jako emitent, koup\u00ed jist\u00e1 podkladov\u00e1 aktiva a vyd\u00e1 na n\u011b sv\u00e9 vlastn\u00ed akcie. Na rozd\u00edl od pod\u00edlov\u00fdch fond\u016f jsou ETF burzovn\u011b obchodovateln\u00e9. ETF jsou oce\u0148ov\u00e1ny a obchodov\u00e1ny pr\u016fb\u011b\u017en\u011b po \u010das cel\u00e9ho dne. Jsou tak velmi flexibiln\u00ed, investo\u0159i se mohou rychle rozhodovat pro n\u00e1kup neb prodej dle aktu\u00e1ln\u00edho d\u011bn\u00ed.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Podkladov\u00e1 aktiva u ETF<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Jak\u00e1\u017ee podkladov\u00e1 aktiva mohou b\u00fdt obchodov\u00e1na prost\u0159ednictv\u00edm ETF? Jde o dluhopisy, akciov\u00e9 indexy ale i mnoh\u00e1 jin\u00e1. Obchodov\u00e1n\u00ed prob\u00edh\u00e1 tak, jako u akci\u00ed, na burzovn\u00edch trz\u00edch. ETF maj\u00ed ale zpravidla vy\u0161\u0161\u00ed denn\u00ed likviditu a ni\u017e\u0161\u00ed poplatky, ne\u017e akcie pod\u00edlov\u00fdch fond\u016f, jsou tak atraktivn\u00ed alternativou pro z\u00e1jemce.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">V\u00fdhody investov\u00e1n\u00ed do ETF<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">K&nbsp;TOP p\u0159ednostem obchodov\u00e1n\u00ed ETF v&nbsp;porovn\u00e1n\u00ed s&nbsp;n\u00e1kupem akcie nebo jednotliv\u00e9ho podkladu je diverzifikace. S&nbsp;n\u00ed je spojeno ni\u017e\u0161\u00ed riziko. ETF dr\u017e\u00ed mnoho akci\u00ed, \u010d\u00edm\u017e \u201erozd\u011bluje\u201c riziko na \u0161ir\u0161\u00ed spektrum. Pokud akcie v&nbsp;n\u011bkter\u00e9m sektoru ztrat\u00ed pot\u0159ebnou v\u00fdkonnost, je vysok\u00e1 \u0161ance, \u017ee ji vyv\u00e1\u017e\u00ed akcie jin\u00e9.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">V\u00fdhodou ETF je i to, \u017ee v&nbsp;porovn\u00e1n\u00ed s&nbsp;b\u011b\u017en\u00fdmi fondy jsou v\u00edce transparentn\u00ed. Velkou p\u0159ednost\u00ed <a href=\"https:\/\/www.home.saxo\/cs-cz\/products\/etf\">ETF investice<\/a> je i to, \u017ee je mo\u017en\u00e9 nakupovat a prod\u00e1vat ETF rychleji a leh\u010deji, ne\u017e pod\u00edlov\u00e9 listy fond\u016f. ETF lze prodat tak\u0159ka kdykoli b\u011bhem burzovn\u00edch obchodn\u00edch hodin i s&nbsp;velmi rychl\u00fdm p\u0159ips\u00e1n\u00edm v\u00fdnos\u016f z prodeje.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Plusem jsou i chr\u00e1n\u011bn\u00e9 pen\u00edze investor\u016f v&nbsp;p\u0159\u00edpad\u011b krachu emitenta ETF. Pen\u00edze investor\u016f jsou ulo\u017eeny odd\u011blen\u011b od majetku spole\u010dnosti fondu. P\u0159i krachu jsou akcie ETF nedot\u010deny a v&nbsp;pln\u00e9 v\u00fd\u0161i vyplaceny investor\u016fm. Pozor jen na kol\u00eds\u00e1n\u00ed cen akci\u00ed v&nbsp;dan\u00e9m portfoliu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">T\u011b\u0161it se m\u016f\u017eete i na ni\u017e\u0161\u00ed poplatky, ne\u017e u pod\u00edlov\u00fdch fond\u016f.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pod zkratkou ETF najdeme souslov\u00ed Exchange Traded Fund neboli \u010desky \u201eburzovn\u011b obchodovateln\u00e9 fondy\u201c. Investice do ETF p\u0159in\u00e1\u0161\u00ed mo\u017enost obchodovat v\u00edce akci\u00ed a diverzifikovat riziko mezi mnoho spole\u010dnost\u00ed. Na burze se objevily poprv\u00e9 u\u017e v&nbsp;roce 1993 a od t\u00e9 doby se jejich mno\u017estv\u00ed v\u00fdznamn\u011b zv\u00fd\u0161ilo. Setkat se m\u016f\u017eete i s pojmem \u201etrackery\u201c, proto\u017ee \u010dasto kop\u00edruj\u00ed v\u00fdvoj [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":1044,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[43],"tags":[],"class_list":["post-1043","post","type-post","status-publish","format-standard","has-post-thumbnail","category-investice"],"_links":{"self":[{"href":"https:\/\/financialtimes.cz\/index.php?rest_route=\/wp\/v2\/posts\/1043","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/financialtimes.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/financialtimes.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/financialtimes.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/financialtimes.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1043"}],"version-history":[{"count":0,"href":"https:\/\/financialtimes.cz\/index.php?rest_route=\/wp\/v2\/posts\/1043\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financialtimes.cz\/index.php?rest_route=\/wp\/v2\/media\/1044"}],"wp:attachment":[{"href":"https:\/\/financialtimes.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1043"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financialtimes.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1043"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financialtimes.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1043"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}