{"id":1057,"date":"2023-12-01T18:26:47","date_gmt":"2023-12-01T17:26:47","guid":{"rendered":"https:\/\/financialtimes.cz\/?p=1057"},"modified":"2023-12-01T18:26:47","modified_gmt":"2023-12-01T17:26:47","slug":"zdravotni-pojisteni-cizincu-nutnost-pro-vsechny-prichozi-do-ceska","status":"publish","type":"post","link":"https:\/\/financialtimes.cz\/?p=1057","title":{"rendered":"Zdravotn\u00ed poji\u0161t\u011bn\u00ed cizinc\u016f: nutnost pro v\u0161echny p\u0159\u00edchoz\u00ed do \u010ceska"},"content":{"rendered":"\n

Zaj\u00edt k l\u00e9ka\u0159i? Nechat se oo\u010dkovat? Pro na\u0161ince zcela b\u011b\u017en\u00e1 z\u00e1le\u017eitost, nad kterou se nepozastavuj\u00ed. V naprosto odli\u0161n\u00e9 situaci jsou cizinci, kte\u0159\u00ed mus\u00ed m\u00edt uzav\u0159en\u00e9 cestovn\u00ed poji\u0161t\u011bn\u00ed p\u0159i turistick\u00fdch v\u00fdletech nebo komer\u010dn\u00ed zdravotn\u00ed poji\u0161t\u011bn\u00ed p\u0159i del\u0161\u00edch pobytech trvaj\u00edc\u00edch do 90 dn\u016f. Jedn\u00e1 se typicky o zahrani\u010dn\u00ed pracovn\u00edky, kte\u0159\u00ed pracuj\u00ed na dohodu o proveden\u00ed pr\u00e1ce. Z t\u00e9 se neodv\u00e1d\u00ed zdravotn\u00ed a soci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed, proto nemaj\u00ed n\u00e1rok ani na bezplatn\u00e9 o\u0161et\u0159en\u00ed. Jen\u017ee \u00farazy \u010di nehody se nevyh\u00fdbaj\u00ed tuzemc\u016fm ani cizinc\u016fm. Co d\u011blat?<\/strong><\/p>\n\n\n\n

Komer\u010dn\u00ed zdravotn\u00ed poji\u0161t\u011bn\u00ed cizinc\u016f<\/h2>\n\n\n\n

Cizinci hledaj\u00edc\u00ed v \u010cesku pr\u00e1ci \u010dasto p\u0159ich\u00e1zej\u00ed ve skupin\u00e1ch nebo s rodinami. B\u011bhem jejich do\u010dasn\u00e9ho pobytu nejsou zdravotn\u011b poji\u0161t\u011bni a je jen na nich, aby si jej zajistili sami pomoc\u00ed komer\u010dn\u00edho produktu. To je rozd\u00edl oproti \u010cech\u016fm, kte\u0159\u00ed mohou vyu\u017e\u00edt syst\u00e9m ve\u0159ejn\u00e9ho zdravotn\u00edho syst\u00e9mu. \u010c\u00e1stky za o\u0161et\u0159en\u00ed, za operaci nebo za konkr\u00e9tn\u00ed v\u00fdkony mohou b\u00fdt vysok\u00e9, proto je komplexn\u00ed zdravotn\u00ed poji\u0161t\u011bn\u00ed cizinc\u016f od SV poji\u0161\u0165ovny<\/a> naprost\u00e1 nezbytnost.<\/p>\n\n\n\n

Z\u00e1kladn\u00ed poji\u0161t\u011bn\u00ed<\/h2>\n\n\n\n

Zdravotn\u00ed poji\u0161t\u011bn\u00ed se uzav\u00edr\u00e1 v z\u00e1kladn\u00ed variant\u011b, kter\u00e1 je vhodn\u00e1 pro zaji\u0161t\u011bn\u00ed nezbytn\u00e9 l\u00e9\u010dby p\u0159i zran\u011bn\u00ed \u010di onemocn\u011bn\u00ed. M\u016f\u017ee j\u00edt o autonehodu na silnici, kolaps \u010di \u00faraz v pracovn\u00edm prost\u0159ed\u00ed. Pro tuto variantu poji\u0161t\u011bn\u00ed se mohou rozhodnout pracovn\u00edci, jejich rodinn\u00ed p\u0159\u00edslu\u0161n\u00edci i studenti \u017e\u00e1daj\u00edc\u00ed o v\u00edzum. Pojistka \u201eWelcome Standard<\/strong>\u201c kryje nutnou a neodkladnou p\u00e9\u010di a\u017e do v\u00fd\u0161e 60 000 EUR, p\u0159i\u010dem\u017e se nevztahuje na chronick\u00e1 a jin\u00e1 onemocn\u011bn\u00ed zn\u00e1m\u00e1 p\u0159ed samotn\u00fdm sjedn\u00e1n\u00edm poji\u0161t\u011bn\u00ed (nap\u0159. rakovina, HIV, Alzheimerova choroba).<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

Dal\u0161\u00ed mo\u017enosti poji\u0161t\u011bn\u00ed<\/h2>\n\n\n\n

<\/a> Z\u00e1kladn\u00ed variantu poji\u0161t\u011bn\u00ed dopl\u0148uje mo\u017enost \u201ePlus<\/strong>\u201c, kter\u00e1 rovn\u011b\u017e kryje nutnou a neodkladnou p\u00e9\u010di, ale a\u017e do v\u00fd\u0161e 80 000 EUR. Dal\u0161\u00ed verze vyu\u017eij\u00ed \u010dlenov\u00e9 rodiny v\u010detn\u011b d\u011bt\u00ed nebo student\u016f. Pojistnou smlouvu \u201ePrenatal<\/strong>\u201c je jako stvo\u0159en\u00e1 pro t\u011bhotn\u00e9 \u017eeny, kter\u00fdm pokr\u00fdv\u00e1 n\u00e1klady na porod a p\u00e9\u010di o novorozence. Pro star\u0161\u00ed d\u011bti se m\u016f\u017ee sjednat pojistka \u201eBaby<\/strong>\u201c nebo \u201eD\u00edt\u011b+<\/strong>\u201c, v tomto p\u0159\u00edpad\u011b je maxim\u00e1ln\u00ed pojistn\u00fd limit na ud\u00e1lost a\u017e 400 000 EUR.<\/p>\n","protected":false},"excerpt":{"rendered":"

Zaj\u00edt k l\u00e9ka\u0159i? Nechat se oo\u010dkovat? Pro na\u0161ince zcela b\u011b\u017en\u00e1 z\u00e1le\u017eitost, nad kterou se nepozastavuj\u00ed. V naprosto odli\u0161n\u00e9 situaci jsou cizinci, kte\u0159\u00ed mus\u00ed m\u00edt uzav\u0159en\u00e9 cestovn\u00ed poji\u0161t\u011bn\u00ed p\u0159i turistick\u00fdch v\u00fdletech nebo komer\u010dn\u00ed zdravotn\u00ed poji\u0161t\u011bn\u00ed p\u0159i del\u0161\u00edch pobytech trvaj\u00edc\u00edch do 90 dn\u016f. Jedn\u00e1 se typicky o zahrani\u010dn\u00ed pracovn\u00edky, kte\u0159\u00ed pracuj\u00ed na dohodu o proveden\u00ed pr\u00e1ce. Z t\u00e9 se neodv\u00e1d\u00ed […]<\/p>\n","protected":false},"author":1,"featured_media":1060,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[26],"tags":[],"class_list":["post-1057","post","type-post","status-publish","format-standard","has-post-thumbnail","category-rady-a-navody"],"_links":{"self":[{"href":"https:\/\/financialtimes.cz\/index.php?rest_route=\/wp\/v2\/posts\/1057","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/financialtimes.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/financialtimes.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/financialtimes.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/financialtimes.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1057"}],"version-history":[{"count":0,"href":"https:\/\/financialtimes.cz\/index.php?rest_route=\/wp\/v2\/posts\/1057\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financialtimes.cz\/index.php?rest_route=\/wp\/v2\/media\/1060"}],"wp:attachment":[{"href":"https:\/\/financialtimes.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1057"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financialtimes.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1057"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financialtimes.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1057"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}