{"id":342,"date":"2019-07-01T11:01:27","date_gmt":"2019-07-01T09:01:27","guid":{"rendered":"https:\/\/financialtimes.cz\/?p=342"},"modified":"2019-07-01T11:01:28","modified_gmt":"2019-07-01T09:01:28","slug":"dovolenou-banky-radi-platit-radeji-z-uspor-jako-pres-uver","status":"publish","type":"post","link":"https:\/\/financialtimes.cz\/?p=342","title":{"rendered":"Dovolenou banky rad\u00ed platit rad\u011bji z \u00faspor, jako p\u0159es \u00fav\u011br"},"content":{"rendered":"\n

Dovolenou je lep\u0161\u00ed vyplatit z vlastn\u00edch \u00faspor, ne\u017e si na ni br\u00e1t \u00fav\u011br.<\/strong><\/p>\n\n\n\n

„Klient\u016fm doporu\u010dujeme, aby si \u00fav\u011bry brali na zbo\u017e\u00ed resp. Investici dlouhodob\u00e9 spot\u0159eby. Pokud si toti\u017e vezmou \u00fav\u011br na dovolenou, z\u00e1\u017eitky z n\u00ed u\u017e budou d\u00e1vno zapomenut\u00e9, av\u0161ak \u00fav\u011br budou st\u00e1le spl\u00e1cet,“ \u0159ekla pro agenturu SITA mluv\u010d\u00ed Po\u0161tovn\u00ed banky L\u00fddia \u017d\u00e1\u010dkov\u00e1.<\/p>\n\n\n\n

Podle zku\u0161enost\u00ed \u010cesk\u00e9 spo\u0159itelny financuj\u00ed \u010ce\u0161i dovolen\u00e9 sp\u00ed\u0161e z \u00faspor.<\/p>\n\n\n\n

Spl\u00e1tky \u00fav\u011br\u016f by nem\u011bly podle mluv\u010d\u00ed \u010cesk\u00e9 spo\u0159itelny Marty \u010desnekov\u00fdm p\u0159es\u00e1hnout t\u0159etinu jejich p\u0159\u00edjm\u016f.<\/p>\n\n\n\n

„Samoz\u0159ejm\u011b, je vhodn\u00e9 p\u0159izp\u016fsobit typ \u00fav\u011bru jeho \u00fa\u010delu a tak\u00e9 dob\u011b vyu\u017e\u00edv\u00e1n\u00ed v\u011bci, kterou si kupuji. Pokud si n\u011bkdo nap\u0159\u00edklad bere telefon na spl\u00e1tky, nem\u011bl by si kupovat nov\u00fd, sp\u00ed\u0161e ne\u017e splat\u00ed ten star\u00fd. Obdobn\u011b to plat\u00ed i p\u0159i dovolen\u00fdch – pokud si pot\u0159ebuji na dovolenou p\u016fj\u010dit a chci na ni jet za rok, m\u011bl bych b\u00fdt schopen dlouho sv\u016fj dluh splatit, „uvedla pro agenturu SITA \u010cesnekov\u00e1.<\/p>\n\n\n\n

Ur\u010dit\u00fd druh \u00fav\u011bru aktu\u00e1ln\u011b \u010derp\u00e1 v\u00edce ne\u017e 900 tis\u00edc lid\u00ed.<\/h2>\n\n\n\n

„Je to alarmuj\u00edc\u00ed po\u010det lid\u00ed, kte\u0159\u00ed \u017eij\u00ed na dluh kv\u016fli spot\u0159ebn\u00edmu zbo\u017e\u00ed i dovolen\u00fdm. Vz\u00edt si \u00fav\u011br kv\u016fli dovolen\u00e9 je p\u0159itom velk\u00e1 chyba a zbyte\u010dn\u00e9 riziko,“ \u0159ekl pro agenturu SITA finan\u010dn\u00ed analytik OVB Allfinanz \u010cesko Mari\u00e1n Bul\u00edk.<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

\u00dav\u011bry by si lid\u00e9 m\u011bli br\u00e1t podle n\u011bj jen na zcela nezbytn\u00e9 v\u011bci, jako je nap\u0159\u00edklad bydlen\u00ed.<\/p>\n\n\n\n

P\u0159i v\u0161em, co se d\u00e1 pl\u00e1novat a \u0159e\u0161it pravideln\u00fdm spo\u0159en\u00edm i po mal\u00fdch \u010d\u00e1stk\u00e1ch, si net\u0159eba zbyte\u010dn\u011b podle Bul\u00edk p\u016fj\u010dovat. To je p\u0159\u00edpad dovolen\u00e9. Ide\u00e1ln\u00ed je hned po n\u00e1vratu z dovolen\u00e9 za\u010d\u00edt spo\u0159it na tu dal\u0161\u00ed.<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

Dovolenou je lep\u0161\u00ed vyplatit z vlastn\u00edch \u00faspor <\/h2>\n\n\n\n

„Pokud si \u010dlov\u011bk spo\u0159\u00ed na dovolenou, m\u016f\u017ee v\u00fdrazn\u011b u\u0161et\u0159it nejen na \u00faroc\u00edch, ale nap\u0159\u00edklad si dok\u00e1\u017ee objednat first-moment pobyt za lep\u0161\u00ed cenu,“ dodal Bul\u00edk.<\/p>\n","protected":false},"excerpt":{"rendered":"

Dovolenou je lep\u0161\u00ed vyplatit z vlastn\u00edch \u00faspor, ne\u017e si na ni br\u00e1t \u00fav\u011br. „Klient\u016fm doporu\u010dujeme, aby si \u00fav\u011bry brali na zbo\u017e\u00ed resp. Investici dlouhodob\u00e9 spot\u0159eby. Pokud si toti\u017e vezmou \u00fav\u011br na dovolenou, z\u00e1\u017eitky z n\u00ed u\u017e budou d\u00e1vno zapomenut\u00e9, av\u0161ak \u00fav\u011br budou st\u00e1le spl\u00e1cet,“ \u0159ekla pro agenturu SITA mluv\u010d\u00ed Po\u0161tovn\u00ed banky L\u00fddia \u017d\u00e1\u010dkov\u00e1. Podle zku\u0161enost\u00ed […]<\/p>\n","protected":false},"author":1,"featured_media":345,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17],"tags":[],"class_list":["post-342","post","type-post","status-publish","format-standard","has-post-thumbnail","category-aktualne"],"_links":{"self":[{"href":"https:\/\/financialtimes.cz\/index.php?rest_route=\/wp\/v2\/posts\/342","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/financialtimes.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/financialtimes.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/financialtimes.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/financialtimes.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=342"}],"version-history":[{"count":0,"href":"https:\/\/financialtimes.cz\/index.php?rest_route=\/wp\/v2\/posts\/342\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financialtimes.cz\/index.php?rest_route=\/wp\/v2\/media\/345"}],"wp:attachment":[{"href":"https:\/\/financialtimes.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=342"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financialtimes.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=342"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financialtimes.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=342"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}