{"id":556,"date":"2020-08-21T19:59:50","date_gmt":"2020-08-21T17:59:50","guid":{"rendered":"https:\/\/financialtimes.cz\/?p=556"},"modified":"2020-09-17T12:23:01","modified_gmt":"2020-09-17T10:23:01","slug":"co-ma-clovek-v-nesnazich-delat","status":"publish","type":"post","link":"https:\/\/financialtimes.cz\/?p=556","title":{"rendered":"Co m\u00e1 \u010dlov\u011bk v nesn\u00e1z\u00edch d\u011blat?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><em>Nedostatek pen\u011bz je n\u011b\u010d\u00edm, co dok\u00e1\u017ee i citeln\u011b zkomplikovat \u017eivot komukoliv. A\u0165 u\u017e jde o spot\u0159ebitele nebo soukrom\u00e9ho podnikatele, jakmile tento dosp\u011bje ke zji\u0161t\u011bn\u00ed, \u017ee nem\u00e1 ani na ob\u017eivu, ani na jak\u00e9koliv dal\u0161\u00ed v\u00fddaje souvisej\u00edc\u00ed se \u017eivotem \u010di podnik\u00e1n\u00edm, nem\u00e1 to ani trochu lehk\u00e9. Proto\u017ee p\u0159\u00edpad\u016f, kdy doty\u010dn\u00fd p\u0159id\u00e1 v&nbsp;pracovn\u00edm \u00fasil\u00ed a vyd\u011bl\u00e1 si dost na to, aby vznikl\u00fd deficit dostate\u010dn\u011b rychle dorovnal, nen\u00ed zase a\u017e tak mnoho. Rozhodn\u011b je podobn\u00fdch lid\u00ed o pozn\u00e1n\u00ed m\u00e9n\u011b ne\u017e t\u011bch, kte\u0159\u00ed zkr\u00e1tka mus\u00ed konstatovat, \u017ee u\u017e to vlastn\u00edmi silami nezvl\u00e1dnou.<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>A co si maj\u00ed po\u010d\u00edt ti, kdo by m\u011bli nebo vysloven\u011b mus\u00ed za&nbsp;n\u011bco platit, jen\u017ee nemaj\u00ed \u010d\u00edm? Co si maj\u00ed po\u010d\u00edt podnikatel\u00e9, kte\u0159\u00ed by m\u011bli investovat, jen\u017ee se jim nedost\u00e1v\u00e1 tolik pot\u0159ebn\u00fdch finan\u010dn\u00edch prost\u0159edk\u016f?<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>N\u011bkdo takov\u00fd prost\u011b mus\u00ed vsadit na \u0159e\u0161en\u00ed spo\u010d\u00edvaj\u00edc\u00ed v&nbsp;p\u016fj\u010dce. Proto\u017ee jenom to je nejednou cesta, jak z\u00edskat prost\u0159edky na zvl\u00e1dnut\u00ed t\u011b\u017ek\u00fdch \u010das\u016f, s&nbsp;t\u00edm, \u017ee se pozd\u011bji postupn\u011b v\u0161echno splat\u00ed, a\u017e bude z&nbsp;\u010deho.<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>A t\u00edm, na co podobn\u00ed lid\u00e9 \u010dasto s\u00e1zej\u00ed, jsou t\u0159eba <\/em><strong><em>nebankovn\u00ed hypot\u00e9ky bez registru<\/em><\/strong><em>. Tyto p\u016fj\u010dky, je\u017e jsou nab\u00edzeny nebankovn\u00edmi poskytovateli, jsou toti\u017e \u010dasto i t\u00edm jedin\u00fdm, co m\u016f\u017ee \u010dlov\u011bka v&nbsp;nesn\u00e1z\u00edch zachr\u00e1nit v&nbsp;nouzi nejvy\u0161\u0161\u00ed, pr\u00e1v\u011b d\u00edky nim nemus\u00ed nejednou n\u011bkdo klesnout a\u017e na samotn\u00e9 dno, od kter\u00e9ho by se jenom t\u011b\u017eko odr\u00e1\u017eel.<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Takov\u00e1 <\/em><a href=\"https:\/\/www.fahd.cz\/hypoteka-bez-registru\/\"><strong><em>americk\u00e1 hypot\u00e9ka bez registru<\/em><\/strong><\/a><em> m\u00e1 toti\u017e nejednu p\u0159ednost, j\u00ed\u017e se jin\u00e9 typy p\u016fj\u010dek pochlubit nemohou. Tady se d\u00e1v\u00e1 do z\u00e1stavy nemovitost a d\u00edky tomu odpad\u00e1 p\u0159\u00edli\u0161 d\u016fkladn\u00e9 prov\u011b\u0159ov\u00e1n\u00ed \u017eadatele, jen\u017e by vzhledem ke sv\u00e9 situaci v&nbsp;d\u016fkladn\u011bj\u0161\u00edm prov\u011b\u0159ov\u00e1n\u00ed nedok\u00e1zal usp\u011bt. Zat\u00edmco d\u00edky zde nastaven\u00fdm krit\u00e9ri\u00edm usp\u011bje.&nbsp;<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>A\u0165 u\u017e je poskytov\u00e1na tato <\/em><strong><em>hypot\u00e9ka na dru\u017estevn\u00ed byt<\/em><\/strong><em> nebo na jakoukoliv jinou nemovitost, je jist\u00e9, \u017ee \u010dlov\u011bk po jednoduch\u00e9m za\u017e\u00e1d\u00e1n\u00ed, zastaven\u00ed on\u00e9 nemovitosti, akceptov\u00e1n\u00ed podm\u00ednek a podpisu smlouvy z\u00edsk\u00e1 a\u017e sedmdes\u00e1t procent odhadn\u00ed ceny on\u00e9 nemovitost. Za skv\u011bl\u00fdch podm\u00ednek a t\u0159eba i na dlouh\u00fdch t\u0159icet let.<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>A zn\u00e1te n\u011bkoho, kdo by byl ochoten pomoci v\u00fdhodn\u011bji? A to i t\u011bm, kdo nejsou takzvan\u011b bonitn\u00ed? J\u00e1 ne.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Nedostatek pen\u011bz je n\u011b\u010d\u00edm, co dok\u00e1\u017ee i citeln\u011b zkomplikovat \u017eivot komukoliv. A\u0165 u\u017e jde o spot\u0159ebitele nebo soukrom\u00e9ho podnikatele, jakmile tento dosp\u011bje ke zji\u0161t\u011bn\u00ed, \u017ee nem\u00e1 ani na ob\u017eivu, ani na jak\u00e9koliv dal\u0161\u00ed v\u00fddaje souvisej\u00edc\u00ed se \u017eivotem \u010di podnik\u00e1n\u00edm, nem\u00e1 to ani trochu lehk\u00e9. Proto\u017ee p\u0159\u00edpad\u016f, kdy doty\u010dn\u00fd p\u0159id\u00e1 v&nbsp;pracovn\u00edm \u00fasil\u00ed a vyd\u011bl\u00e1 si dost [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":343,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17],"tags":[],"class_list":["post-556","post","type-post","status-publish","format-standard","has-post-thumbnail","category-aktualne"],"_links":{"self":[{"href":"https:\/\/financialtimes.cz\/index.php?rest_route=\/wp\/v2\/posts\/556","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/financialtimes.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/financialtimes.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/financialtimes.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/financialtimes.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=556"}],"version-history":[{"count":0,"href":"https:\/\/financialtimes.cz\/index.php?rest_route=\/wp\/v2\/posts\/556\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financialtimes.cz\/index.php?rest_route=\/wp\/v2\/media\/343"}],"wp:attachment":[{"href":"https:\/\/financialtimes.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=556"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financialtimes.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=556"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financialtimes.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=556"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}