{"id":618,"date":"2021-07-27T08:23:57","date_gmt":"2021-07-27T06:23:57","guid":{"rendered":"https:\/\/financialtimes.cz\/?p=618"},"modified":"2021-07-27T08:24:01","modified_gmt":"2021-07-27T06:24:01","slug":"kdy-je-nutne-prokazovat-prijmy","status":"publish","type":"post","link":"https:\/\/financialtimes.cz\/?p=618","title":{"rendered":"Kdy je nutn\u00e9 prokazovat p\u0159\u00edjmy"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">I podle toho, jestli po v\u00e1s bude poskytovatel \u00fav\u011bru vy\u017eadovat prok\u00e1z\u00e1n\u00ed p\u0159\u00edjm\u016f, lze rozpoznat jeho solidnost. V\u017edy ale z\u00e1le\u017e\u00ed na v\u00fd\u0161i poskytnut\u00e9 \u010d\u00e1stky.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Na finan\u010dn\u00edm trhu je mnoho poskytovatel\u016f \u00fav\u011br\u016f, kte\u0159\u00ed maj\u00ed odli\u0161n\u00e9 podm\u00ednky pro sv\u00e9 klienty. Tyto odli\u0161nosti se t\u00fdkaj\u00ed v\u011bt\u0161inou <em><u>v\u00fd\u0161e \u00farokov\u00e9 sazby.<\/u><\/em> Jedn\u00edm z&nbsp;rozd\u00edl\u016f m\u016f\u017ee b\u00fdt tak\u00e9 povinnost klienta prokazovat sv\u00e9 p\u0159\u00edjmy.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong><em>Kdy se tedy p\u0159ipravit na to, \u017ee si budete muset od zam\u011bstnavatele vy\u017e\u00e1dat potvrzen\u00ed o v\u00fd\u0161i p\u0159\u00edjm\u016f?<\/em><\/strong><\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Je to velice jednoduch\u00e9. P\u016fj\u010dky se li\u0161\u00ed tak\u00e9 t\u00edm, jak vysokou finan\u010dn\u00ed \u010d\u00e1stku d\u00edky nim z\u00edsk\u00e1te. <em><u>Pokud se obr\u00e1t\u00edte na banku, budete p\u0159\u00edjmy prokazovat s&nbsp;nejv\u011bt\u0161\u00ed pravd\u011bpodobnost\u00ed v\u017edy.<\/u><\/em> Banky toti\u017e poskytuj\u00ed v\u011bt\u0161inou \u010d\u00e1stky od des\u00edtek tis\u00edc korun.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Nejv\u00edce vyu\u017e\u00edvan\u00e9 jsou v&nbsp;tomto sektoru <em>hypot\u00e9ky.<\/em><\/li><li>Podrobnosti o nich se dozv\u00edte na webov\u00fdch str\u00e1nk\u00e1ch, kde je uvedena <a href=\"https:\/\/www.financnipatron.cz\/hypoteky\"><strong>hypote\u010dn\u00ed kalkula\u010dka<\/strong><\/a>.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Jsou tu soust\u0159ed\u011bny nab\u00eddky mnoha bankovn\u00edch instituc\u00ed a je to tedy pohodln\u00e1 cesta, jak si mezi nimi vybrat.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">U n\u00edzk\u00fdch p\u016fj\u010dek p\u0159\u00edjmy prokazovat nemus\u00edte<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Nebankovn\u00ed instituce po v\u00e1s cht\u00edt v\u00fd\u0161i p\u0159\u00edjm\u016f nemusej\u00ed v&nbsp;p\u0159\u00edpad\u011b, \u017ee \u017e\u00e1d\u00e1te o n\u00edzkou finan\u010dn\u00ed hotovost. V\u011bt\u0161inou se jedn\u00e1 o <a href=\"https:\/\/lundea.com\/cs\/pujcky\/bez-dolozeni-prijmu\/\"><strong>p\u016fj\u010dky bez dolo\u017een\u00ed p\u0159\u00edjmu typu<\/strong><\/a> <a href=\"https:\/\/www.vistacredit.cz\/\"><strong>online p\u016fj\u010dka<\/strong><\/a> nebo <a href=\"https:\/\/www.viasms.cz\/\"><strong>p\u016fj\u010dka do v\u00fdplaty<\/strong><\/a>. Je to logick\u00e9.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Tyto jednor\u00e1zov\u00e9 p\u016fj\u010dky maj\u00ed pomoci v&nbsp;okam\u017eit\u00e9 nouzi a maj\u00ed d\u00e1t klientovi k&nbsp;dispozici finan\u010dn\u00ed hotovost v&nbsp;\u0159\u00e1du n\u011bkolika set korun nebo maxim\u00e1ln\u011b n\u011bkolika tis\u00edc.<\/li><li>Jsou vyu\u017e\u00edvan\u00e9 v\u011bt\u0161inou na zaplacen\u00ed slo\u017eenek, na kter\u00e9 prost\u011b ten m\u011bs\u00edc nezbylo anebo na pokryt\u00ed b\u011b\u017en\u00fdch n\u00e1klad\u016f v&nbsp;dom\u00e1cnosti.<\/li><li>A ne\u017e byste si vy\u0159\u00eddili v\u00fdpis p\u0159\u00edjm\u016f, u\u017e byste tak\u00e9 tuto pomoci nemuseli pot\u0159ebovat.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><em><u>Hranice, do kter\u00e9 nen\u00ed t\u0159eba p\u0159\u00edjmy prokazovat, jsou r\u016fzn\u00e9 a d\u00e1 se podle n\u00ed tak\u00e9 poznat solidn\u00ed poskytovatel.<\/u><\/em> Pokud o v\u00e1s nechce v\u011bd\u011bt tuto informaci a je ochoten v\u00e1m zap\u016fj\u010dit i sto tis\u00edc, pak zbyst\u0159ete. Tou hranic\u00ed je v\u011bt\u0161inou maxim\u00e1ln\u011b pades\u00e1t tis\u00edc. Obez\u0159etnost je na m\u00edst\u011b v\u017edy. I v&nbsp;p\u0159\u00edpad\u011b n\u011bkolikasetkorunov\u00e9ho dluhu. <strong><em>I tak mal\u00e1 \u010d\u00e1stka m\u016f\u017ee b\u00fdt na po\u010d\u00e1tku velk\u00fdch probl\u00e9m\u016f.<\/em><\/strong> A dostat do ruky <a href=\"https:\/\/zachrannasit.cz\/exekucni-prikaz-na-nemovitost\/\"><strong>exeku\u010dn\u00ed p\u0159\u00edkaz<\/strong><\/a><strong>,<\/strong> jist\u011b nen\u00ed nic, o co by n\u011bkdo st\u00e1l.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>I podle toho, jestli po v\u00e1s bude poskytovatel \u00fav\u011bru vy\u017eadovat prok\u00e1z\u00e1n\u00ed p\u0159\u00edjm\u016f, lze rozpoznat jeho solidnost. V\u017edy ale z\u00e1le\u017e\u00ed na v\u00fd\u0161i poskytnut\u00e9 \u010d\u00e1stky. Na finan\u010dn\u00edm trhu je mnoho poskytovatel\u016f \u00fav\u011br\u016f, kte\u0159\u00ed maj\u00ed odli\u0161n\u00e9 podm\u00ednky pro sv\u00e9 klienty. Tyto odli\u0161nosti se t\u00fdkaj\u00ed v\u011bt\u0161inou v\u00fd\u0161e \u00farokov\u00e9 sazby. Jedn\u00edm z&nbsp;rozd\u00edl\u016f m\u016f\u017ee b\u00fdt tak\u00e9 povinnost klienta prokazovat sv\u00e9 p\u0159\u00edjmy. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":619,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17],"tags":[],"class_list":["post-618","post","type-post","status-publish","format-standard","has-post-thumbnail","category-aktualne"],"_links":{"self":[{"href":"https:\/\/financialtimes.cz\/index.php?rest_route=\/wp\/v2\/posts\/618","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/financialtimes.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/financialtimes.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/financialtimes.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/financialtimes.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=618"}],"version-history":[{"count":0,"href":"https:\/\/financialtimes.cz\/index.php?rest_route=\/wp\/v2\/posts\/618\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financialtimes.cz\/index.php?rest_route=\/wp\/v2\/media\/619"}],"wp:attachment":[{"href":"https:\/\/financialtimes.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=618"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financialtimes.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=618"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financialtimes.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=618"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}